With an enhanced team-based approach that provides both local and national industry expertise, we provide you with an elevated level of advice and resources. We provide comprehensive wealth management solutions, and based on what is right for your unique needs, we will tailor an approach specific to managing your wealth and achieving your goals.

 

Retirement Planning

Living the lifestyle you want

Personalized advice goes beyond evaluating numbers to give you insightful retirement strategies. Our approach begins with a deep understanding of what truly matters to you and how your needs might evolve – to ensure your plan today meets the needs of your tomorrow.

Your retirement plan should keep pace with your life.

  • First, we’ll take the time to clearly understand your goals and objectives to create a comprehensive plan with customized strategies.
  • As your retirement savings grow, we’ll identify additional opportunities to create financial flexibility with tax-efficient strategies.

We will proactively monitor your strategy to determine income gaps, ensure asset sustainability, and suggest appropriate product or planning alternatives.

 

Business Succession

Having peace of mind

You have built your business to where it is today. We can help you plan for what happens next. A successful transition of your business is a critical aspect of your financial well-being. We can help you navigate the key decisions to help you achieve your goals.

Business succession may involve passing your business to the next generation or selling it to a third party. We can help you evaluate all aspects when building a succession strategy, which include:

  • Navigating the purchase and sale of a business, whether to family, management team, or third party
  • Accessing the lifetime capital gain exemption – are you eligible?
  • Understanding shareholder agreements
  • Minimizing the amount of tax you pay

Whatever your route, we offer the experience and expertise to help you reach a decision that is best for all involved. Our team will guide you through the many moving parts to help you understand their potential impact on your overall financial well-being.

 

Intergenerational Wealth Transfer

Put your family on the right path

You’ve worked hard to build your wealth. We can help keep it working hard for your family for years to come.

Whether it’s helping your children buy a first home, transitioning the family business, or passing on a vacation property, developing a sustainable financial plan to manage family wealth effectively and efficiently requires specialized advice and a team of experts.
 

 

We also understand that although open family conversations about finances can be difficult, they can also enhance your family’s future financial well-being and relationships. (In some families, conversations about money never take place. As a result, beneficiaries are often unaware of their future financial situation until after a parent’s passing.) Our team can help you have a relaxed and constructive family discussion about shared values and goals that will clarify everyone’s needs and improve family communication.

In a relaxed conversation, we will address topics including:

  • Inheritance
  • Taking care of loved ones
  • Legacy
  • Wills and wishes
  • Business succession/transition planning

We invite you to speak with us today about creating a customized tax-efficient strategy to transfer your wealth in a way that reflects your wishes.

 

Charitable Giving

Changing the life of others

There are multiple benefits to your generosity. This includes integrating charitable giving as an important strategic component of your overall financial plan. A carefully constructed giving plan can benefit both you and the causes you care about.

As more clients and their families become involved in supporting charities, they look increasingly to us for guidance. Charitable giving is an important part of your comprehensive Private Wealth Management strategy as a shared gift planning process can strengthen relationships within families through the next generation. We can help you create your charitable giving plan to share your wealth most effectively.

Our team can help you choose specific giving options, such as a donor-advised fund. This can provide many of the benefits of a private foundation without the upfront costs and administrative responsibilities. Or, if you hold publicly traded securities, such as stocks, bonds, or mutual funds, and choose to gift these investments, you may enjoy additional tax savings.

Our team can help you develop a long-term strategic approach to charitable giving to build your legacy and encourage philanthropy across future generations.

Learn more about IG Wealth Management Charitable Giving Program here.